With so many options on the market, choosing the right car can be daunting to say the least. While buying second hand remains a popular option, many opt for a brand-new set of wheels. Not sure where to start? You've come to the right place.

Should you get a brand-new car?

When deciding whether to get a brand-new car, you need to assess how you use your vehicle. If you drive frequently, new cars can offer more reliability, with less risks compared to buying second hand. You can be confident in that fact that you'll be the first to handle it, starting from a satisfying zero miles. Perhaps most importantly though, you need to consider whether you can afford the car of your choice if you do buy it new.

How to purchase your new car

If you do decide on a new car, it's helpful to know that you don't have to buy it outright, as there are multiple ways to finance it. In 2021 there was a 6% increase in the rental and leasing of motor vehicles across the UK and there are different avenues that sit within this. For example, you might want to own the car eventually, in which case you can go for hire purchase financing options. If you don't want to own the car at the end of the agreement, choose a leasing agreement instead. There are lots of different options, so understanding what works best for your personal circumstances is key.

Type of power

With the 2030 legislation approaching ever closer, many are choosing to go electric over standard petrol or diesel cars as they don't emit harmful gases into the atmosphere. They are on the pricier side, however you could use electric car leasing to finance the car and get the vehicle for less than if you were to purchase it. Petrol cars tend to be cheaper to buy, meanwhile diesel is more fuel efficient, but the fuel itself is more expensive. Hybrid uses a combination of electricity and petrol, which comes with its own pros and cons.

Pros of a brand-new car

  • You have full manufacturer's warranty over a period
  • You'll know the entire history of the car
  • Able to choose the specifications you prefer

Cons of a brand-new car

  • Initial cost is higher
  • Car depreciates in value over time
  • Can be expensive to insure


When getting a new car, you should decide whether the model you go for is suitable for your lifestyle. Family-friendly SUVs are very different to a flash sports cars, for example. The type of power is also key, with electric cars requiring completely different considerations - longer journeys require more planning based on where electric charging points are located.

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